Fuliza is a service within Safaricom’s Mpesa, that allows its customers to complete their M-PESA transactions when they have insufficient funds in their M-PESA account.. Fuliza only allows one to complete send money transactions and payment services.
it does not allow one to withdraw cash or buy airtime. but this can be navigated.
Any Mpesa customer is eligible for Fuliza services but one needs to register for the services first. for registration. Dial *234# and select Fuliza M-PESA to opt in
To use Fuliza you just transact normally and a popup will appear for you to complete the transaction using fuliza.