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umba allows users to apply, drawdown and repay loans directly from their smartphone or desktop computer. Once an individual is verified, we make lending decisions based on an assigned risk rating.
We are attempting to solve one of the biggest problems in the world. Over 2.4bn people are currently either underserved by the banking system or completely unbanked. Many have no regular income and no access to legitimate financial products.
Developing markets are going through a huge amount of change, much of which is being driven by increased technology availability. We are seeing unprecedented uptake in smartphone penetration in Africa. This growth is largely driven by the increased availability of low end cheap Android phones. This increased smartphone penetration brings a huge amount of possibilities with it.We love hearing from our customers so please let us know on the details below if you have any questions or comments.

EMAIL: support@umba.com
FACEBOOK: facebook.com/umbamobile
WEB: www.umba.com

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