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ByJuma Chai

Oct 11, 2019

Berry, Kenya’s unique mobile money lending App, credits you with low cost loans with flexible repayment schedules. Get the cash simply and swiftly straight to your mobile wallet.

How it works?
• Register
• Log in
• Click on ‘Apply Now’
• Select your loan amount and repayment options
• Get the approved amount into your M-Pesa instantly

Privacy and Permissions: Once you download Berry, we will ask you to provide permissions to scan your SMS in order to validate your identity and creditworthiness. Instant loans amount will be credited directly into your M-Pesa account. We’ve taken thorough steps to secure your private data you share with us using advanced encryption mechanisms. We take your privacy very seriously and promise to never share your information to anyone.

Terms: Berry is very flexible and charges affordable and low service fee ranging from 8% to 15%. We offer loans for different duration.

Berry charges a processing fee of 9-15% of principal amount. The customer determines their own repayment schedule meaning customers may make payments towards their principal at any time after disbursement. If a customer has not paid the processing fee+ the principle amount on the due date, Berry extends a further 7 days to allow the customer to make the payment. Only after the grace period has elapsed will a onetime late payment fee of 15% (processing fee+ the principle amount) be changed. No other fees will be charged after this time.

Important to note: All the above information will be displayed in a broken-down form for the customer on the App upon qualifying for a specific amount before a customer accepts to take up the facility.

Sample Loan:

Borrowed amount: 1000 KES

Processing Fee: 150 KES

Expected Payback amount 1150 KES

With Berry at your fingertips, you can handle emergencies, clear bills, pay school fees, etc. basically anything you need to keep your life moving forward and embracing any opportunity that comes your way.

Want to reach us?


Juma Chai

A writer dedicated to providing the world with the best insights into Africa.

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