Instant Mobile MPESA loans and Staff Advance loans for employees.

WHAT’S GREAT ABOUT KAVA
Kava gives you instant MPESA loans to your mobile phone with loan limits ranging from Ksh 500 to Ksh 20,000. Kava also offers Staff Kava Advance loans where salaried employees can borrow up to 70% of their net salary repayable in 90 days.

CONTACT US
Have a query?
Call us on 07098800000
Whatsapp 0799873558
Or send an email on kava@kava.africa

IT’S EASY USING KAVA
Download the Kava App on the PlayStore.
Create your account
Pay a mandatory registration fee of Ksh 10.
Apply for your loan.
Build your loan limit whenever you repay.

REPAYING A KAVA LOAN
Either pay through the Kava app. Go to Repay Loan
Or pay through the Paybill Number 580500. Your Account Number is the Phone Number used on registration.
You will receive a notification of paid balance and remaining balance.

WHY USE KAVA?
Increasing loan limits when you pay your loan on time.
Staff advance loans. 70% of net salary payable in 3 months.
60-minute loan application after registration. Instant loan to your mobile phone after application.

SECURITY
During the registration process, Kava shall require from you:
Your name, email address, age, user name, password and other personal information that Kava, in its sole discretion, may deem relevant for purposes of registration;
This data is encrypted and protected. We shall never share or sell your data with third parties unless compelled by law to do so.

RATES & FEES
A one-off fee of KES 10 applies on registration. Kava facility fees range from 5-10% on principal (effective APR = 60% to 122%) and repayment periods vary depending on customer preference and the loan product chosen. There is no minimum repayment period for loans and customers may make repayments any time. A late payment fee of 10% of the principal is applied when the loan is not repaid in 60 days. No further fees are charged after this

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